The information contained herein is the writer’s personal opinion and is provided to you for information only and is not intended to or nor will it
create/induce the creation of any binding legal relations. The information or
opinions provided herein do not constitute an investment advice, an offer or
solicitation to subscribe for, purchase or sell the investment product(s)
mentioned herein. It does not have any regard to your specific investment
objectives, financial situation and any of your particular needs.
Accordingly, no warranty whatsoever is given and no liability whatsoever is
accepted for any loss arising whether directly or indirectly as a result of
this information. Investments are subject to investment risks including possible
loss of the principal amount invested. The value of the product and the
income from them may fall as well as rise. You may wish to seek advice from
an independent financial adviser before making a commitment to purchase or
invest in the investment product(s) mentioned herein. 

In the event that
you choose not to do so, you should consider whether the investment
product(s) mentioned herein are suitable for you. The writer will not, in any
event, be liable to you for any direct/indirect or any other damages of any
kind arising from or in connection with your reliance on any information in
and/or materials appended herein. The information and/or materials are
provided “as is” without warranty of any kind, either express or implied. In
particular, no warranty regarding accuracy or fitness for a purpose is given
in connection with such information and materials.